Savings And Investments

Instead of leaving all your money in bank accounts that pay little or no interest, you can invest in products which give your money real potential to grow. You can also use your capital to invest in products which can provide you with additional income.

McPhail Financial Services will carry out a detailed assessment of your investment needs and your capacity for loss and can recommend the most suitable course of action from the many options available.

But what exactly do these products entail, and are they appropriate for you?

We all have different attitudes to financial risk. You can choose to keep all your capital in a simple bank account, or you can choose to purchase shares of companies operating in risky areas. In between these two extremes, there are many, many options available for you to make the most of your capital.

As well as advising on personal investments, we also provide investment advice and can refer cash management solutions to companies, charities and trusts. 

The value of pensions and investments and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.

Past performance is not a guide to future performance.

The Financial Conduct Authority does not regulate Trusts.