Advice for Businesses
We also advise on business protection, such as shareholder, loan, keyman cover and group private medical plans. We also help to ensure these are set-up in the most tax efficient way.
We work with organisations to provide pension schemes, employee benefit solutions and business protection, such as shareholder, loan and keyman cover. We also advise on a range of other business issues, including tax planning, auto-enrolment and corporate investments. We can also provide a wide range of benefits, including life cover, income protection, private medical insurance and dental schemes
With challenging workloads and many demands on their time, it can be easy for busy business people to get caught up in the day-to-day management issues, neglecting to take time to ensure that their own and their business's finances are properly thought through. Our clients know they can rely on us to cut through the complexity of financial services to provide them with clear professional advice at every stage of their business development.
In 2018 the Government introduced legislation that all employers are required to provide a pension scheme for their employees. McPhail Financial Services can help review these schemes to ensure that your business has the most appropriate scheme in place based on what is important to you.
You may also want to consider how your business would cope should a key person die or suffer long-term illness. We have access to a range of products that can provide solutions in this area.
Is your business paying more tax than necessary? There may be ways you can re-organise your financial affairs so that your tax burden is reduced.
We can help you with all of the above areas allowing you to focus on what you do best.
The value of pensions and investments and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.
Past performance is not a guide to future performance.
The Financial Conduct Authority does not regulate Taxation Advice.